Terms of Service

Welcome to Flowrate Coaching. These Terms of Service (“Terms”) govern your access to and use of our coaching services. By engaging with us, you agree to these Terms in full.

1. Coaching Purpose

Flowrate Coaching offers personal development accountability coaching for active traders. Our services are designed to help traders improve consistency and execution by holding themselves to a high standard in adhering to their own trade plans, strategy, and decision-making frameworks, as well as supporting them in reviewing performance data. We do not offer financial advice or recommendations on how or whether to trade.

2. Eligibility

By using our services, you confirm that you are 18 years or older and capable of entering into a binding contract.

3. No Financial Advice

Flowrate Coaching does not provide trading strategies, investment advice, or financial recommendations. All trading decisions are your sole responsibility. You should consult with a licensed financial advisor before making any trading decisions.

4. Risk Disclosure

Trading financial markets involves substantial risk. You may lose some or all of your capital. Coaching cannot eliminate this risk. You accept that there is no guarantee of profit, improvement, or positive results through coaching or any of our services.

5. Confidentiality

We will treat your data and performance details as confidential and will not disclose them without consent, except as required by law.

6. Coaching Relationship

Our relationship is one of coaching and support — not advice, therapy, or mentorship. You retain full responsibility for all trading decisions and their outcomes.

7. Fees and Payment

All fees are due in advance and are non-refundable. Your subscription grants you access to coaching sessions as per your selected tier. Sessions must be used within the agreed timeframe and do not roll over unless explicitly stated.

8. Scheduling and Cancellation

Coaching sessions must be booked in advance. Cancellations require 24 hours’ notice. Missed sessions may not be rescheduled or refunded.

9. Limitation of Liability

To the maximum extent permitted by law, Flowrate Coaching shall not be liable for any indirect, incidental, or consequential damages, including but not limited to trading losses or lost profits. Total liability is limited to the amount paid by you for coaching in the 30 days prior to the incident.

10. Changes to Terms

We may update these Terms from time to time. Your continued use of the services after such updates constitutes your acceptance of the changes.

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be resolved under UK law, unless otherwise agreed.

12. Arbitration Agreement

Any dispute arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the Rules of Arbitration of the ICC. Arbitration shall be held virtually or in a mutually agreed location. Each party bears its own legal fees. You waive your right to a jury trial or to participate in a class action.

13. Indemnification

You agree to indemnify, defend, and hold harmless Flowrate Coaching and its employees, agents, and affiliates from any and all claims, losses, liabilities, damages, and expenses (including legal fees) arising out of your use of our services, your trading decisions, or your breach of these Terms.

14. Contact

For questions or concerns, please email flowratetrading@gmail.com.